How To Have A Money Mindset

How to have a money mindset

I don’t know how to tell you this, but money is a really important part of life. You need it to pay the rent, buy food and keep a decent standard of living. There are companies out there who are always asking you to spend money on one thing or another. 
You probably also have a family and friends who won’t stop bothering you about buying gifts for every occasion.
It isn’t easy to change your mindset, But it is possible, and it’s worth it. Here are three tips to get you started:

1. Forgive your past.

Forgiving yourself for mistakes in the past is important because it lets you move forward with a clean slate. If you’re carrying around guilt or shame from past mistakes, it will be difficult to focus on improving your financial situation in the future.

2. Change your story.

When people have a negative attitude toward money, it can come from their upbringing or from past experiences that have shaped their view of finances forever. 
It’s important to recognize these stories for what they are — just stories — so that you can choose whether or not to believe them anymore.
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3. Know Your Worth

Don’t wait for anyone else to tell you how valuable you are — start telling yourself! Start by getting clear on what makes you unique and valuable as an employee, partner or parent. 
Then set goals for yourself based on those skills and values (or hire someone else who does).
If you’re struggling with this step, consider hiring a coach or therapist who can help guide you through self-discovery exercises and create action plans for achieving goals related to money and security.

Believe in yourself.  

Belive In YourSelfDon’t think that you’re not worth it or that you don’t deserve to have money because of where you come from or what your past has been like. Believe that if you put in the hard work, anything is possible!

Respect and value money

A lot of people don’t respect money enough because they find it easy to come by. The problem is that when they don’t respect it, they spend it carelessly on things they don’t need or want. 
If you want to maintain a healthy relationship with money, you need to treat it with respect and value what it can do for you instead of just thinking about how much more fun it would be if only it were doubled or tripled every time you spent it!

Take small steps:

Don’t expect too much from yourself at once; take small steps everyday towards achieving your goals instead of trying to change everything overnight!

No more complaining. 

Stop complaining about how little money you have, how much debt you have or how hard it is to make ends meet. 
Replace the words ‘I can’t’ with ‘how can I?’ Start asking yourself what else could be out there for you in terms of earning more income or creating more financial freedom?
It may not happen overnight but if you change your habits, create new beliefs and take action on them then things will start to shift for you financially.

Visualise your success. 

Spend time visualising what success would look like for you in terms of earning more income or having more financial freedom (e.g., being debt free). What would that feel like? 
How would it make you feel? What kind of lifestyle would it allow? How would it impact others around you? The more detail and clarity in your vision, the better chance there is that it will become reality!
How To Have A Money Mindset

Never stop learning

Learning makes you smarter, but it also makes you more creative. 
  • The more you know, the more ideas you’ll have.
  • Learning new things will make you a better leader, too. 
  • You’ll be able to see situations from different perspectives, which will help you reach better decisions.
  • Learning new things is fun. 
  • You never know what you might discover!


Action over excuses

One of the most important keys to success is to take action, But what are the excuses that keep people from taking action?
Excuses are nothing more than a way of justifying why you can’t do something.
You can tell when someone is making excuses because they will say things like. 
  • “I’m not good enough.”
  • “I don’t have enough time.”
  • “I’m not smart enough.”
  • “It’s too late.”
  • “I don’t know where to start.”



One of the things I hear most often from people who are looking to make a change in their life is that they don’t have enough time, The problem with this statement is that it’s not true.
We all have 24 hours in a day, and 365 days in a year, That means each of us has over 8760 hours per year to do whatever we want with.
If you want to start exercising, but you don’t have time because you’re too busy at work, then you need to find time for exercise. 
You can always find ways to make it work; it just takes some effort on your part.
If you’re trying to lose weight, but you can’t seem to find the motivation or willpower, then maybe it’s time to reconsider your goals and make them more attainable. Maybe what you really want is just to lose five pounds instead of 20 pounds; maybe that would be easier for you!
How To Have A Money Mindset


Your mindset is your primary determining factor in transforming your financial situation. When you change your mindset, you change your actions and your results. 
The good news is that having a money mindset is a learnable skill You can choose to frame your thoughts and circumstances with an optimistic and hopeful perspective. 
You can take control of circumstances that seem out of your control and learn strategies to increase cash flow while reducing debt!

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